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They could not make bills. Kids income stream is minimal. Income skills aren't given kids for the most part and no jobs. In addition they cannot cook limiting food to quick meals and cereal. Plus school limits the time they can savage for toys to sell making survival real rough. It likely could be done in a cheap house like a half or less of the cost of a starter home but it would be a challenge. Also it would be child neglect on an epic scale. EA would never allow that in game. Some realities are just too real for EA to risk. There may be a mod for that though. Never looked.