Maxed toddler skills = (10 x 30 points each) = 300
Maxed childhood skills = (16 x 20 points each) + 4 "A"'s in school as a child (4 x 20 pts) = 20 x 20 = 400
Maxed teen skills* = (209 x 15 points each) + 6 "A"'s in school as a teen (4 x 15 pts.) = 213 x 15 = 3,195
SM - 1 + (37 x .002) = 1.074
Total = (300 + 400 + 3,195) x 1.074 = 3,895 x 1.074 = 4,183.23
Hope the math is right...
Also, just in case: I finished a bit before the deadline, on Saturday of week 3, 1:04 AM (so, about 31 sim hours earlier) just because all my remaining teens maxed all they could.