This is a rags-to-riches type save. I started on Key Point with 0 simoleons. Did the lifeguard and diver part-time careers for the rewards, then went into the Conservationist. The house is mostly built by selling paintings, however. This is, hands down, the best lightning picture I've got. My only other lightning picture doesn't have rain, it's from displeasing the gnomes during Harvestfest.
Part of me thinks, this is it, every sim family must live in Sulani. And yet... we're unable to build below water level on seaside lots, so that takes away a lot of building space. It's so beautiful, but it's going to be hard to build a full-featured beach home that isn't 3 stories.