@Shewolf13 reggikko asked a similar question and MarianT answered as follows:
Quote from: reggikko on October 15, 2017, 08:13:35 PM
I have a question about scoring satisfaction points and money added to household funds. I want to make sure I'm doing it right.
Example 1:
Starting household funds $10000. I increase funds to $40000 for 2 points. Then, I spend $5000, so it's down to $35000. My understanding is that I would need to make up the $5000 plus an additional $30000, getting to $70000, before I get the next two points. Is this correct? The same thing would apply for satisfaction points. I would need to increase the initial amount by 1000 point increments and any satisfaction points spent have to be made up. So, if I start with 1000 I only get points at 1000, 2000, 3000, etc.
You're right about the $30,000 addition, which is why you need to write down household funds as soon as you move in. But I think with satisfaction points, you can count a point any time you get 1000 points. For example, the requirements for the 3rd or 4th milestone of an aspiration will give you 1000 points. If you complete that requirement, you can count the 1000 points. And of course, you can add up the smaller whims as you go along. So if you spend 4000 points on the Never Weary reward (on a free day), you would reset the number at which you start counting.
The reasoning behind this is that your household funds are always changing, not only when you buy new furniture, but also when your Sims prepare a meal, start a painting, etc. It would be tedious to try to track all of that. But the satisfaction rewards tend to be priced in 500 or 1000 increments and can only be bought on free days, so you can reset your base number fairly easily. I hope that makes sense
Here's a link to the above exchange, Wolfie.
http://www.carls-sims-4-guide.com/forum/index.php?topic=27405.msg471350#msg471350I ended up adding a few extra cells to my spreadsheet to track my current point quantity, "points spent" (add this value) and "points used on free days" (subtract this value).
Then a formula calculates how many total eligible "Aspiration Points" I've earned, which I type into the original spreadsheet.
I tried keeping track on paper and failed miserably.