You're much luckier than I am, Turoskel. When I started my 4x4, ITF hadn't released yet. So I got through Neighborhood 1. Generation 5 was working on her self-employed career, Sculpting, and once ITF was installed, she never got an opportunity phone call again (I had turned off celebrity). Her husband, who was in Medicine, never got another an opp unless it was work related. Her father never got one (his Video Game Developer career had bugged out, so he just stayed unemployed). Her mother, an alchemist, also never got one, unless it related to her Laser Rhythm-a-con skill.
By the time she finished her requirements, I had turned off ITF, put her into the Business career, and promptly got the sculpting skill opps for her to finish. She was 3 days into Elder.