I recently found out that this dynasty isn't HOF - and actually wasn't from the very beginning, I just didn't know it. I misinterpreted the rule about the lot - I read it to mean that you had to have 7000 remaining, and the way to get there was to follow the directions to use familyFunds to bring your total to 7000. Now I understand that it actually meant you needed to buy a lot that left a minimum of 7k before using the cheat and then use the cheat to bring that total down to 7k.
Meanwhile, I move tomorrow, start a new job Monday, and we have two new challenges also starting Monday.
So . . . I'm putting Rosie and her clan on hold for now. I'm not sure if I'll finish this out even though it isn't HOF, or if I'll start Rosie over with new traits and a new lot, maybe even a new town, or if I'll just start a new LS Dynasty with a new founder. But I'll decide that later.
Thank you to those of you who read her story and especially to those who provided feedback. I'm glad you enjoyed reading about her.