I think I've seen it hinted but not sure if it's been mentioned yet.
With WA I don't build anything on my lot starting out. I might take classes if my Sim needs to, might want to get gardening and cooking class so you can watch the channels and learn. Anyways, I'll get my sim a bed to take a nap and then after taking care of whatever business has to be done, take a trip to China.
Upon immediate arrival in China, open the two book cases at base camp and dump them all in your sims inventory. You can take the portable radio too. After that you might want to do an adventure or two and then spend the rest of the time on martial arts learning. I like to do the reconstructing the first emperor mini adventure, but the latest patch broke insect spawning. After that I'll buy the really good tent, and everything else I want from the market (that's why you don't blow money building) and then set up camp at the martial arts school. Between resting from bouts with the board breaking, I'll watch cooking or gardening on tv. There's a chess table and telescope so you can learn logic if you need that skill for a career. Anyways, once getting back home you can sell all those books, and usually have around 28-34,000 simleons to start the game with.
Oh, if you have klepto you can just steal a training dummy and board breaker from the scholars garden, if you want to save a little bit of money.