That bill payment thing is so annoying! It hardly ever works if my sim tries to pay by phone, but works 100% if they pay at the mailbox.
Personally, I don't think you need to take off a point. Your sim paid but the game ignored the payment.
For Potions of Youth, it's fine to let your helpers earn PoYs for Seamus and Siobhan to drink.
It's not like it's their elder birthday, anyway. I'm sure two sims in the household can buy them their PoYs on their elder birthday.
Saya, you set the kitchen on fire twice! You need to earn the founding couple a PoY or two!
The screenshot of child-hater Sergio smashing the dollhouse while childish Luna wails is simply perfection! Bwahahaha!
Wow, Declan is gorgeous! If you weren't playing Strict Equality, I would join TeamDeclan for heir!
All the children are really cute. It's going to be hard choosing between Niamh and Roisin. (I been practicing saying their names out loud, too!)
Haha, I'm so in love with your family.
Regarding your Yorkshire accent, you'll have to wait for my next update to see my response, mwahaha.